RESOURCES | Southern Birch

Jan 9, 20235 min read

What is the Difference Between a Prequalification and a Preapproval?

When you are planning to buy a home, you will first need to get prequalified or preapproved for a mortgage. But what's the difference...

Dec 23, 20225 min read

Do I Need Great Credit to Get a Mortgage?

Are you thinking about buying a home? If so, there’s a good chance that you’ve heard the term “credit score” mentioned a time or two - or...

Nov 15, 20225 min read

How Much of a Down Payment Do I Need?

When it’s time to buy a house, it’s easy to get caught up in all the excitement. You’re having a blast looking at styles, planning your...

Oct 24, 20224 min read

5 Key Steps in the Underwriting Process

Buying a house comes with a whirlwind of emotions - it’s fun, it’s exciting, and of course, it’s stressful. While there are a few lucky...

Sep 15, 20224 min read

12 Realtor-Approved Tips to Upgrade Your Home’s Curb Appeal

Your home’s exterior is the first thing people see when they arrive to visit - or even while they’re just driving down the street. If you...

Aug 9, 20225 min read

The Ultimate Guide to Home Appraisals: Everything You Need to Know

It's not an exaggeration to say that your home is likely one of your biggest investments. That's why it's important to know about home...